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Your coverages should be comprehensive and correlate to where you have risk. Let us remove your uncertainty – our expertise will provide you the best recommendation for your protection.
$2,000,000 Limit or More
Third-party liability insurance covers you in the event that you need to make a claim for legal expenses for damages to others as the result of an accident. Knowing how much liability you need can be difficult to predict. To be safe, we often recommend higher limits in order to keep yourself protected and account for unpredictable situations.
Enhanced Accident Benefits
Accident Benefits provide compensation if you or others are hurt or killed in an accident. Your Accident Benefits will pay for expenses not covered by standard Provincial healthcare. This can include treatment, income replacement, and more.
All Perils, or Combination of Collision & Comprehensive, $500 Deductible
All Perils Protection, or a combination of both Collision and Comprehensive coverage, provides the widest range of protection available. With All Perils Protection, you'll be covered for everything that could happen to your Motorhome, unless it is specifically excluded from your policy.
$2,000,000 Limit or More
Unfortunately, not everyone is covered with the proper limits of liability. So what happens if the responsible person in the accident doesn't have enough coverage for injuries caused to you or your family? Thankfully this is where Family Protection (OPCF44) comes in. If the unthinkable happens and the responsible party does not have enough coverage, your policy will provide coverage up to your own policy limit.
OPCF43
We all know that new vehicles, including motorhomes, depreciate in value as soon as they leave the lot. With OPCF43 on your new motorhome's policy, you can ensure that you will receive the full cost of replacing your motorhome in the event of a total loss, with no depreciation being applied.
Recommended when Available
When things go wrong with your motorhome, it isn't always easy to have it towed to a mechanic. With this coverage, your insurance company will send someone to help you out with any problem, regardless of where you are on the road.
Enhanced Discounts Available by Company
One of the easiest ways to save money on your insurance is to insure your motorhome with the same company that your home or vehicles are insured with. Not only does this earn you a discount, but many of our providers also add increased protection and other perks when you combine your policies. Plus, with the same renewal date, all of your insurance needs can be reviewed at the same time each year!
If we aren't able to place your motorhome with your current home or auto provider, we can set you up with one of Canada's top specialty insurers.