Your Reputation Deserves No Maybes

Liability is a significant risk to all businesses, and requires the proper protection. Our dedicated team of experts will advise you on both standard liability protection, and protection that is specific to your business, along with best practices to reduce to your company’s risk. This expertise will lead you to a competitive insurance plan and remove your uncertainty.

Commercial General Liability (CGL)

The most common type of Liability coverage for businesses, a CGL policy, will protect your company against claims of bodily injury or property damage against your business that occurred as a result of your operations. This includes the legal costs associated with defending the claims as well as the costs of covering any damages awarded to third parties.

Cyber Risk Liability

With all businesses using at least some type of software or connectivity, Cyber Risk policies are more important than ever, even for small businesses. This coverage will protect your company against expenses resulting from security & privacy incidents, as well as expenses for data recovery, business interruption, or extortion following a cyber attack on your company. Our experts can assess your potential Cyber Risk, as well as provide best practices to help reduce risk to your company in the event of a cyber attack.

Professional Liability/Errors & Omissions (E&O)

No company is perfect, and mistakes can happen from time to time. An E&O Policy will protect you from the costs of any lawsuits or claims against your business as a result of errors or omissions in your products or any work you have completed for a client.

Executive Management Liability/Directors & Officers (D&O)

As an individual on an Executive Team or Board of Directors, a D&O policy will protect you against acts that may be held against you during the course of your role. This includes protection against accusations of negligence, wrongful dismissal, and misconduct, as well as any legal fees to defend yourself in the event of a lawsuit.

Medical Malpractice Liability

Entering the Healthcare field is a commitment to providing high-quality care to all of your patients. Unfortunately, even as a professional, things can still go wrong. Medical Malpractice coverage will protect you by covering the cost of claims brought forward as a result of a negligent act or omission which causes injury to a patient.

Employment Practices Liability (EPL)

Adhering to Employment Standards is a very important part of running any business, big or small, and they can be difficult to remain up-to-date on. In the event that your company is accused of violating Employment Standards; anything from accessibility, pay equity, discrimination, or wrongful dismissal; an EPL policy will protect you against the cost of lawsuits stemming from the violation of Employment Standards or the rights of Employees.

Pollution/Environmental Impairment Liability (EIL)

Even if you are doing your best to ensure your business doesn’t have a negative impact on the environment, accidents still happen. An EIL policy will protect your company against claims resulting from accidental pollution damage to the environment, along with any bodily injury or property damage to third parties.

Aviation Liability

If aviation is part of your business, there are a number of potential liability issues that you will require protection against. An Aviation Liability policy can protect your business for the cost of any property damage cause by your aircraft, injuries to passengers, and any other losses that may be excluded from a standard Liability policy.

Other Coverages

Still have uncertainty about risk that is not covered on this page?

Contact us today to review all of the protection options available to you and your business.