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Your coverages should be comprehensive and correlate to where you have risk. Let us remove your uncertainty – our expertise will provide you the best recommendation for your protection.
$2,000,000 Limit or More
Third-party liability insurance refers to coverage that helps you claim for legal expenses for damages to others as the result of an accident. Life is unpredictable and complex, so how much liability you need is tough to predict. We recommend higher limits of liability in order to keep yourself protected and account for this uncertainty.
Enhanced Accident Benefits
Accident Benefits provide compensation if you or others are hurt or killed in an accident. Your Accident Benefits will pay for expenses not covered by standard Provincial healthcare. This can include treatment, income replacement, and more.
All Perils, or Combination of Collision & Comprehensive, $500 Deductible
All Perils Protection, or a combination of both Collision and Comprehensive coverage, provides the widest range of protection available. With All Perils Protection, you'll be covered for everything that could happen to your ATV, unless it is specifically excluded from your policy.
$2,000,000 Limit or More
Unfortunately, not everyone is covered with the proper limits of liability. So what happens if the responsible person in the accident doesn't have enough coverage for injuries caused to you or your family? Thankfully this is where Family Protection (OPCF44) comes in. If the unthinkable happens and the responsible party does not have enough coverage, your policy will provide coverage up to your own policy limit.
OPCF19
This coverage helps your make sure your ATV is insured to its proper current value, so you receive the proper protection and the proper pricing.
OPCF32
With this coverage in place, you can be sure that your insurance policy will remain in place even if your ATV is being driven by someone without a driver's license.
Enhanced Discounts Available by Company
Whether you drive them on the road or off the road, one of the easiest ways to save money on your insurance is to insure all of your vehicles with the same company. Not only does this earn you a discount, but many of our providers also add increased protection and other perks when you combine your policies. Plus, with the same renewal date, all of your insurance needs can be reviewed at the same time each year!