888.525.4662
contact@northernins.ca

Motorcycle

Your Open Road Deserves No Maybes

Competitive Pricing - from Basic to Best

Your coverages should be comprehensive and correlate to where you have risk. Let us remove your uncertainty – our expertise will provide you the best recommendation for your protection.

My Motorcycle
What’s at Risk Our Recommended Best Protection
Liability

$2,000,000 Limit or More

Third-party liability insurance covers you in the event that you need to make a claim for legal expenses for damages to others as the result of a motorcycle accident. Knowing how much liability you need can be difficult to predict. To be safe, we often recommend higher limits in order to keep yourself protected and account for unpredictable situations.

Accident Benefits

Enhanced Accident Benefits

Accident Benefits provide compensation if you or others are hurt or killed in a motorcycle accident. Your Accident Benefits will pay for expenses not covered by standard Provincial healthcare. This can include treatment, income replacement, and more.

Physical Damage

All Perils, or Combination of Collision & Comprehensive, $500 Deductible

All Perils Protection, or a combination of both Collision and Comprehensive coverage, provides the widest range of protection available. With All Perils Protection, you'll be covered for everything that could happen to your motorcycle, unless it is specifically excluded from your policy.

Family Protection

$2,000,000 Limit or More

Have you ever wondered what exactly happens if you are involved in an accident on your bike and the responsible party does not have enough coverage? Unfortunately, not everyone has the proper liability and this is where Family Protection (OPCF44) comes in. Should the unthinkable happen and the responsible party does not have enough coverage, your policy will provide coverage up to your own policy limit.

Additional Protection
Minor Convictions Protection

First Ticket Does Not Affect Your Pricing

This coverage protects your pricing by forgiving your first minor conviction. Everyone makes mistakes and minor driving convictions such as speeding tickets will often cause your insurance premiums to increase. This coverage will help protect your pricing by forgiving your first minor conviction without having to pay more for your insurance.

Savings & Discounts
Combined Insurance Policy Discount (Auto & Home)

Enhanced Discounts Available by Company

One of the easiest ways to save money on your insurance is to insure your home and your vehicles with the same company. Not only does this earn you a discount, but many of our providers also add increased protection and other perks when you combine your policies. Plus, with the same renewal date, all of your insurance needs can be reviewed at the same time each year!