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Natural Resources (Forestry & Mining)

Your Resources
Do Not Deserve a Maybe

No matter what kind of Natural Resources your business deals with – whether it be forestry, mining, or even energy – your protection should be comprehensive and specific to where you have risk. Let us remove your uncertainty and use our expertise to provide you with the best recommendations for your protection.

Commercial General Liability (CGL)

A necessity for businesses, a CGL policy will protect your company against claims of bodily injury or property damage made against your business as a result of your operations. This includes the legal costs associated with defending any claims, as well as the costs of covering damages awarded to third parties. Forest firefighting legal expenses can also be included to protect against costs associated with forest fires.

Contractors Equipment

Contractor’s Equipment Coverage is a type of insurance that protects tools, machinery, and equipment owned or rented by contractors against risks like theft, damage, or loss. Special protection against loss caused by ice and muskeg coverage can also be included. 

This coverage ensures contractors can replace or repair essential equipment quickly, minimizing downtime and financial strain. It also provides peace of mind by covering a wide range of risks, including transportation and storage incidents, enabling contractors to maintain operations and focus on completing projects without disruption. Coverage can also be extended to include both surface and underground gear, and vehicles equipped with hi-rails.

Commercial Vehicles

If your business owns one or more vehicles, having the proper protection in place is crucial. Coverage is available on an individual or blanket basis. Coverage is available for damage to your vehicle and the resulting liability from any incident you are involved in.

Commercial Property

Property coverage is available for more than just your brick-and-mortar location, because your business is so much more than just a building. We can help you protect all aspects of your property, inside and out, including any buildings, equipment, and inventory that you own.

Environmental Impairment Liability

Environmental Impairment Liability (EIL) is a specialized insurance policy that provides coverage for damages and cleanup costs resulting from pollution or environmental incidents. EIL protects businesses from financial and legal liabilities arising from accidental spills, leaks, or contamination, whether sudden or gradual. 

This coverage helps businesses manage costly cleanup and remediation expenses, defend against third-party claims for property damage or bodily injury, ensure compliance with environmental regulations, safeguard their reputation, and maintain financial stability in the face of unexpected environmental liabilities.

Cargo

Cargo insurance protects goods from loss, damage, or theft during transportation by land, air, or sea, often including storage. It covers risks like natural disasters, accidents, and piracy, helping businesses safeguard cash flow and streamline claims. While not mandatory, it is highly recommended to reduce disruptions and protect against unexpected losses.

Cyber Risk Liability

With all businesses using at least some type of software or connectivity, Cyber Risk policies are more important than ever, for any businesses. This coverage will protect your company against expenses resulting from security & privacy incidents, as well as expenses for data recovery, business interruption, or extortion following a cyber attack on your company. Our experts can assess your potential Cyber Risk, as well as provide best practices to help reduce risk to your company in the event of a cyber attack.

Business Interruption

Business Interruption Insurance protects businesses against income loss resulting from a covered event that disrupts operations, such as fire, natural disasters, or other insured perils. This coverage helps businesses maintain financial stability by compensating for lost revenue, ongoing expenses like rent and payroll, and potential relocation costs. It provides peace of mind and ensures continuity, allowing businesses to recover and resume operations more effectively after an unexpected disruption.

Other Coverages

Still have uncertainty about risk that is not covered on this page?

Contact us today to review all of the protection options available to you and your business.